Effective April 1, 2017. Rates subject to change.
Rates
Savings Account  0.75%     0.75% Checking Account  0.75%     0.75%
6 Month  0.80%    0.80% 12 Month  1.00%    1.01% 24 Month  1.25%     1.26%
*The annual percentage yield (APY) is based on monthly compounding. Rates are subject to change at any time. Penalty for early withdrawal. All accounts insured to at least $250,000.00.
Share Certificates (CD)
Share Rates
Rate
APY*
Credit Score >650          649-550         New Vehicle/RV (Current Year or Never Titled) < 72 mo.      2.49%      5.90%         73-96 mo.         3.90%      n/a     $0-1000 12 mo 2.50% 3.50%  4.90%      6.90%    $1000-2500 24 mo. 2.90% 3.90%  4.90%      6.90%    $2500-$500 36 mo. 3.50% 4.90%  5.90%      7.90% $5000-10,000 48 mo.   3.50% 4.90%  6.90%      8.90% 10,000-20,000 60 mo. 3.90% 5.90%  7.90%      9.90%   $20,000+ 72 mo. 3.90% 5.90%  7.90%      10.90%   $20,000+ 84 mo. 4.90% 6.90%  n/a      n/a $20,000+ 96 mo. 5.90% 7.90%  n/a      n/a
SAVINGS
LOAN RATES/APR 
1 - 6 Years 2.50%          
Auto/RV/Motorcycle/Boat Loans
Refinance of existing LPS loan requires a minimum $250.00 increase to loan.
80% Loan to Value         
Savings/ CD Balance Secured Loans  
7 -10 Years 3.50%
Rates  Rates  Services  Services  About Us  About Us  Online Banking Online Banking Calculators Calculators Loans  Loans 
Credit Score   >700    | 699-650 | 649-600  | 599-550  
Used Vehicles/RV
90% Loan to Value   
6 mo 5.00% 6.50%  6.90%  7.90%   12 mo. 5.50% 6.90%  7.90%  8.90%    24 mo. 6.50% 7.90%  8.90% 10.90% 36 mo. 7.00% 8.90% 10.90% n/a  48 mo. 7.50% 9.90% n/a n/a
Credit Score   >700    | 699-650 | 649-600  | 599-550    
Home Equity Loans (Min 600 credit score, member pays closing costs) Rates starting at:
Personal Loans 
Maximum 10% of Annual LPS Income W.A.C.
Refinance of existing loan requires minimum $250.00 increase to loan. 
We now offer GAP & Assurance Plus on vehicle loans for the low price of $275.00 which insures you in the case of a total loss (GAP) and up to a $500 insurance deductible reimbursement (Assurance Plus) for any accident on a car within your household— this is an awesome benefit!! 
APPLY ONLINE
Now you can apply AND submit your loan application online, SECURELY!
Apply online! 
70% Loan to Value         
1-3 years 4-5 years 6-10 years 11-15 years
3.25% 3.40% 4.40% 5.40%
>650
3.75% 4.40% 4.90% 5.90%
>650
4.40% 4.90% 5.90% 6.40%
>650
0-25,000 10 yr max 25,000 + 15 yr max Minimum 600 credit score Member pays closing costs
Up to $500: 6 mos | $500-1000: 1 yr max | $1000-2500: 2 yrs max  $2500-5000: 3 yrs max  |  > $5000 4 yr max
4.25% 4.40% 4.90% 5.90%
<650
4.90% 5.40% 5.90% 6.40%
<650
5.90% 5.90% 6.40%
<650