Serving employees and retirees of Lincoln Public Schools
Rates
*The annual percentage yield (APY) is based on monthly compounding. Rates are subject to change at any
time. Penalty for early withdrawal. All accounts insured to at least $250,000.00.
Share Certificates (CD)
Share Rates
Rate
APY*
Rate
1 - 6 Years
5.50%
Auto/RV/Motorcycle/Boat Loans
Refinance of existing LPS loan requires a
minimum $250.00 increase to loan.
7 -10 Years
6.50%
Home Equity Loans
2nd Mtg Lien
We now offer GAP & Assurance Plus on
vehicle loans for the low price of $275.00
which insures you in the case of a total loss
(GAP) and up to a $500 insurance
deductible reimbursement (Assurance Plus)
for any accident on a car within your
household— this is an awesome benefit!!
0-25,000 10 yr max
25,000 + 15 yr max
Minimum 600 credit score
Member pays closing costs
Up to $500: 6 mos | $500-1000: 1 yr max | $1000-2500: 2 yrs max $2500-
5000: 3 yrs max | > $5000 4 yr max
SAVINGS RATES
LOAN RATES
Loan Application
Credit Score
>700 | 699-650 | 649-600 | 599-550
Savings/CD Balance Secured
Personal Loans
Maximum 10% of Annual
LPS Income W.A.C.
Loan Application
Refinance of any existing loan requires minimum $250.00 increase to loan.
Your savings federally insured to at least $250,000 and backed by
the full faith and credit of the United States government. National
Credit Union Administration, a U.S. Government Agency
Rates Effective as of current date. Rates subject to change.
Apply Online
Main Location
5621 N Street
Lincoln, NE 68510
402.486.3644
Hours Mon-Fri
7:30 am to 5:00 pm
Sat 8:00 am to Noon
Routing # 304 982 581
Used Vehicles/RV (2023 & Older.Add 1.0% for collateral over 10 years old)
Credit Score
>700 | 699-650 | 649-600 | 599-550
Credit Score
>700 699-650 649-550
New Vehicle/RV (2024 & Newer)
60 mo. or less
5.50% 6.50% 8.50%
61-72 mo.
6.50% 7.50% 9.50%
73-96 mo.
7.50%
>650
<650
80% Loan to Value
70% Loan to Value
90% Loan to Value
>650
<650
>650
<650
Term
1-3 years
4-5 years
6-10 years
11-15 years
$1000-2500
24 mo.
5.50%
6.50%
8.50%
9.50%
$2500-$5000
36 mo.
5.50%
6.50%
8.50%
10.50%
$5000-10,000
48 mo.
6.50%
7.50%
9.50%
11.50%
10,000-20,000
60 mo.
6.50%
7.50%
9.50%
12.50%
$20,000+
72 mo.
7.50%
8.50%
10.50%
13.50%
$20,000+
84 mo.
7.50%
8.50%
n/a
n/a
$20,000+
96 mo.
8.50%
9.50%
n/a
n/a
6.25%
6.65%
7.50%
8.50%
6.65%
7.25%
7.65%
8.65%
7.65%
8.15%
8.65%
9.15%
7.00%
7.25%
7.75%
8.65%
7.65%
8.15%
8.65%
9.15%
8.15%
8.65%
9.15%
6 mo
8.50%
10.00%
11.40%
12.40%
12 mo.
9.40%
10.40%
12.40% 13.40%
24 mo.
10.40%
11.40%
13.40%
14.40%
36 mo.
11.40%
12.40%
14.40%
48 mo.
12.40%
13.40%
Debt Consolidation Loan
$10K Limit
>600 Credit Score
48 Mo term
14.90% Payroll deduction or ACH
15.90%
Savings Account
1.00% 1.00%
Checking Account
1.00% 1.00%
12 months: 4.00% APR 4.07% APY
24 months: 3.50% APR 3.56% APY
30 months: 3.75% APR 3.82% APY
Serving employees and retirees of Lincoln Public Schools
Rates
Routing # 304 982 581
Your savings federally insured to at least $250,000 and backed by
the full faith and credit of the United States government. National
Credit Union Administration, a U.S. Government Agency
Savings Account
1.00% 1.00%
Checking Account
1.00% 1.00%
*The annual percentage yield (APY) is based on monthly compounding. Rates are subject to change at any
time. Penalty for early withdrawal. All accounts insured to at least $250,000.00.
Share Certificates (CD)
Share Rates
Rate
APY*
SAVINGS RATES
Rates effective as of current date. Rates subject to change.
Rate
12 months: 4.00% APR 4.07% APY
24 months: 3.50% APR 3.56% APY
30 months: 3.75% APR 3.82% APY
Auto/RV/Motorcycle/Boat Loans
Refinance of existing LPS loan requires a
minimum $250.00 increase to loan.
Home Equity Loans
2nd Mtg Lien
We now offer GAP & Assurance Plus on
vehicle loans for the low price of $275.00
which insures you in the case of a total loss
(GAP) and up to a $500 insurance
deductible reimbursement (Assurance Plus)
for any accident on a car within your
household— this is an awesome benefit!!
0-25,000 10 yr max
25,000 + 15 yr max
Minimum 600 credit score
Member pays closing costs
Up to $500: 6 mos | $500-1000: 1 yr max | $1000-2500: 2 yrs max $2500-
5000: 3 yrs max | > $5000 4 yr max
LOAN RATES
Loan Application
Credit Score
>700 | 699-650 | 649-600 | 599-550
Personal Loans
Maximum 10% of Annual
LPS Income W.A.C.
Loan Application
Refinance of any existing loan requires minimum $250.00 increase to loan.
Apply Online
Used Vehicles/RV (2023 & Older.Add 1.0% for collateral over 10 years old)
Credit Score
>700 | 699-650 | 649-600 | 599-550
Credit Score
>700 699-650 649-550
New Vehicle/RV (2024 & Newer)
60 mo. or less
5.50% 6.50% 8.50%
61-72 mo.
6.50% 7.50% 9.50%
73-96 mo.
7.50%
>650
<650
80% Loan to Value
70% Loan to Value
90% Loan to Value
>650
<650
>650
<650
Term
1-3 years
4-5 years
6-10 years
11-15 years
$1000-2500
24 mo.
5.50%
6.50%
8.50%
9.50%
$2500-$5000
36 mo.
5.50%
6.50%
8.50%
10.50%
$5000-10,000
48 mo.
6.50%
7.50%
9.50%
11.50%
10,000-20,000
60 mo.
6.50%
7.50%
9.50%
12.50%
$20,000+
72 mo.
7.50%
8.50%
10.50%
13.50%
$20,000+
84 mo.
7.50%
8.50%
n/a
n/a
$20,000+
96 mo.
8.50%
9.50%
n/a
n/a
6.25%
6.65%
7.50%
8.50%
6.65%
7.25%
7.65%
8.65%
7.65%
8.15%
8.65%
9.15%
7.00%
7.25%
7.75%
8.65%
7.65%
8.15%
8.65%
9.15%
8.15%
8.65%
9.15%
6 mo
8.50%
10.00%
11.40%
12.40%
12 mo.
9.40%
10.40%
12.40% 13.40%
24 mo.
10.40%
11.40%
13.40%
14.40%
36 mo.
11.40%
12.40%
14.40%
48 mo.
12.40%
13.40%
1 - 6 Years
5.50%
7 -10 Years
6.50%
Savings/CD Balance Secured
Debt Consolidation Loan
$10K Limit
>600 Credit Score
48 Mo term
14.90% Payroll deduction or ACH
15.90%
Main Location
5621 N Street
Lincoln, NE 68510
402.486.3644
Hours Mon-Fri
7:30 am to 5:00 pm
Sat 8:00 am to Noon
Main Location
5621 N Street
Lincoln, NE 68510
402.486.3644
Routing # 304 982 581
Hours Mon-Fri
7:30 am to 5:00 pm
Sat 8:00 am to Noon
Your savings federally insured to at least $250,000 and
backed by the full faith and credit of the United States
government. National Credit Union Administration, a
U.S. Government Agency
Rates
*The annual percentage yield (APY) is based on monthly
compounding. Rates are subject to change at any time.
Penalty for early withdrawal. All accounts insured to at
least $250,000.00.
Share Certificates (CD)
Share Rates
Rate
APY*
Auto/RV/Motorcycle/Boat Loans
Refinance of existing LPS loan requires a minimum $250.00
increase to loan.
Home Equity Loans - 2nd Mtg Lien
We now offer GAP & Assurance Plus on vehicle loans for the
low price of $275.00 which insures you in the case of a
total loss (GAP) and up to a $500 insurance deductible
reimbursement (Assurance Plus) for any accident on a car
within your household— this is an awesome benefit!!
0-25,000 10 yr max. 25,000 + 15 yr max. Minimum 600 credit score . Member pays closing costs
SAVINGS RATES
LOAN RATES
Loan Application
Apply Online
Refinance of any existing loan requires minimum $250.00
increase to loan.
Serving employees and retirees of Lincoln Public Schools
Rates effective as of current date.
Rates subject to change.
Rate
Personal Loans
Maximum 10% of Annual LPS Income W.A.C.
Loan Application
Savings Account
1.00 % 1.00%
Checking Account
1.00% 1.00%
12 months: 4.00% APR 4.07% APY
24 months: 3.50% APR 3.56% APY
30 months: 3.75% APR 3.82% APY
Used Vehicles/RV (2023 & Older.Add 1.0% for collateral over 10 years old)
Credit Score
>700 | 699-650 | 649-600 | 599-550
Credit Score
>700 699-650 649-550
New Vehicle/RV (2024 & Newer)
60 mo. or less
5.50% 6.50% 8.50%
61-72 mo.
6.50% 7.50% 9.50%
73-96 mo.
7.50%
$1000-2500
24 mo.
5.50%
6.50%
8.50%
9.50%
$2500-$5000
36 mo.
5.50%
6.50%
8.50%
10.50%
$5000-10,000
48 mo.
6.50%
7.50%
9.50%
11.50%
10,000-20,000
60 mo.
6.50%
7.50%
9.50%
12.50%
$20,000+
72 mo.
7.50%
8.50%
10.50%
13.50%
$20,000+
84 mo.
7.50%
8.50%
n/a
n/a
$20,000+
96 mo.
8.50%
9.50%
n/a
n/a
1 - 6 Years
5.50%
7 -10 Years
6.50%
Savings/CD Balance Secured
Debt Consolidation Loan
$10K Limit
>600 Credit Score
48 Mo term
14.90% Payroll deduction or ACH
15.90%