Full Family Memberships Membership in the credit union is open to all employees and retirees of Lincoln Public Schools, and their immediate family members who reside at home.
Services
Regular Shares (Savings) Starting your membership is easy. Just complete the Membership Application and deposit $5.00 to your Share Savings account.
A Credit Union is a not-for- profit financial cooperative founded on the principle of people helping people. Members with a common bond pool their money into savings which are used to make low cost loans to fellow members. As these loans are repaid, the interest received is used to pay dividends to the member (shareholder.) The more you participate, the more you share in the benefits.   
Checking Accounts (Share Draft) & Debit/ATM Cards Our checking accounts are FREE, require no minimum balance and you earn interest on the balance. Your account comes with a FREE Visa Debit/ATM Card. We reimburse you for ATM fees; just bring your receipt to the credit union. The maximum amount available daily is $1500 for purchases and $500 as a cash withdrawal.
Loans The credit union provides loans for autos, boats, RVs, and motorcycles. We also offer personal loans (unsecured) and Share Secured loans, where your savings balance is used as collateral. In addition, we also make Home Equity loans. Contact us for details.
Automatic Payroll Deduction Direct Deposit Notary Public Services Visa Gift Cards ACH Originations
Online Banking View your balances, transfer money between your accounts or complete a loan application online—24/7.
Courtesy Pay Overdraft Protection We believe it is important for you to use your checking account responsibly and to never intentionally overdraw your account. However, we realize that financial shortfalls happen from time to time. With Courtesy Pay, we will pay your overdrafts up to $250.00, and save you the embarassment of a returned check. Amounts paid over $50.00 will incur a fee. Contact the credit union to sign up for this service.      Negative Checking Account and Courtesy Pay Policies
ATM Reimbursement Policy Beginning May 1, 2013, we will be changing our ATM fee reimbursement policy to be as follows: NO limit on the number of transaction receipts, but only $15.00 in fees will be reimbursed per month.
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